Your Credit Win Review

The 3rd Best Software On The Market Today
To Fix Your Credit

Intro

Your Credit Win is one of the top 3 credit repair software programs available today. I personally think they are the 3rd best overall.

The company has been around since 1997. Being as they've been around for over 10 years, you should feel confident that they are not operating illegally or that they are some fly-by-night company that will be gone tomorrow.

Your Credit Win does not seem to have refund policy. I don't see that it really matters all that much either way, but it does bother me that they don't at least claim to have one. However, the product costs less than $50, so its not like you're out much money even if you don't feel you got your money's worth.

Your Credit Win also has several different focuses, not all of which are even related to credit repair. According to their contact page they also provide "consulting in ecommerce, web marketing, website design, SEO, software development and database implementation." In general, I would feel better knowing that the company was all about credit repair and not several different things. As far as credit repair goes however, they provide software for both the individual comsumer and for the professional, such as a mortgage broker that might be looking to help their clients.

At first glance of their website, Your Credit Win looks pretty sharp, with a good quality screen shots and endorsements and security logos. After digging a bit deeper I wasn't quite as impressed, which is why they are 3rd in my book. In addition to the lack of a refund policy beig listed and having several other areas of interest, as mentioned above, I also wasn't impressed with the amount of traffice to their site. Its admittedly a subjective detail, but I'd think that a site that has been around a while and has had an opportinuity to generate a lot of customers whould have a lot more traffic. On a good note, although they only try to claim a couple of awards, I was actually able to validate their claims on those evaluation sites.

Overall, I can and do recommend this company as a top 3 choice of all the credit fix software programs I've found and reviewed.


Pros

  • They have been in the business of credit repair since 1997
  • One software program which includes everything needed to fix your credit
  • The software program is very simple and easy to use
  • Very inexpensive
  • The awards that they claim to have earned are legitimate and can be verified

Cons

  • They have several focuses that have nothing to do with fixing your credit
  • The awards that they claim to have earned are difficult to verify
  • They do not have a refund policy listed on their site
  • Their site doesn't receive much traffic


Plans and Prices

Your Credit Win actually offers several different levels of software.

They have two main categories, one for the Consumer and another for the Professional.

I won't address the Professional category here at this time other than to say that it is an option for you...if you are in an industry that could benefit from helping your customers by providing credit repair services.

For the individual comsumer, however, there's really only one option. You can purchase the software as a download only.

One of the things that I do like about this company, in the Comsumer category, is that they aren't offering different levels of software like many of the credit repair companies offer different levels of service plans. Instead, Your Credit Win keeps it simple and offers you one complete product.

Plan Price Recommendation
Download Only $39.95 YES


Pricing for a Couple


One of the biggest advantages of credit repair software over credit repair companies is that the software will work for more than one person. So it won't cost you any more money, except perhaps for the price of the credit reports, whether its one person or a couple. In fact, Your Credit Win software will actually allow for 4 different individuals to use the program with no need to purchase another copy.


Credit Repair Company Comparison

If you would like to see how Your Credit Win sizes up against the other software programs, then check out our Fix Your Credit Software Comparison Chart.

Conclusion


Your Credit Win software is a very good product. Its easy to use and its inexpensive.

However, I rate it 3rd overall because:
  • The company seems to have much of its efforts divided toward other, some of which aren't even related to credit repair
  • No refund policy
  • No bonuses or extra materials to assist you above and beyond the software
Remember that there is nothing that a credit repair company can do for you that you can't do for yourself. The main reason then to use a credit repair company is to avoid:
  • All of the time and effort it takes to learn how to fix your own credit and
  • Not finishing the task of fixing your credit due to any number of excuses
The strength then of credit repair software is that it allows you to:
  • Save several hundred dollars
  • Get your credit fixed faster
While at the same time it also allows you to:
  • Fix your own credit without having to take the time to learn all about it first and
  • It keeps you on track so that you do actually realize the goal of good credit.
So, although I have ranked this as the 3rd best credit repair software I encourage you to review the other two software programs, then review the credit repair companies, as well, and then choose the software or company that's best for you and go ahead and get started.


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