Experian

One of the Big Three Credit Bureaus

Experian was originally formed when two other consumer reporting entities, TRW and Chilton, combined, then bought every other similar business they could in California, Texas, and other western states, and finally sold itself.

Today Experian is a global credit information group, with operations in 36 countries.

The company employs over 15,000 people.

Experian's corporate headquarters are in Dublin, Ireland with operational headquarters in Nottingham, England and Costa Mesa, California, U.S.

Interestingly, it is listed on the London Stock Exchange because its no longer an American company.

It was sold off to England's home shopping colossus, the Great Universal Stores group of companies, which you would most likely know as the Home Shopping Network.

Experian's principal lines of business are credit services, marketing solutions, decision analytics and interactive services.

The company collects information on people, businesses, motor vehicles and insurance. It also collects 'lifestyle' data from on- and off-line surveys.

Its databases contain credit information on 215 million people in the United States and 450 million vehicles, including title and registration data.

It provides address information for more than 20 billion promotional mail items to more than 100 million households every year.

Experian also provides credit reports on businesses.

Experian US handles its credit disputes in its National Consumer Assistance Center (NCAC) in Allen, Texas.

However, Experian announced that it would be opening a second NCAC in Santiago, Chile during the summer of 2007 and many divisions of the Alle, Texas NCAC will be relocated to the Chile location.

Address:

Experian
PO Box 2002
Allen, TX 75013

Phone #:

888-EXPERIAN (888-397-3742)

Website:

www.experian.com